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  • Iberian franchise leader in bancassurance, becoming the bank of choice for a growing number of Spanish retail customers (achieving a market share of 26.3% as main bank, 16% in loans and 15% in deposits).
  • Unique omni-channel platform, with more than 5,000 branches and 9,400 ATMs, complemented by a mobile and online banking service.
  • One of the largest customer bases with 15.7 millions (13.7 millions in Spain).
  • Solid and solvent entity (CET1 Fully loaded 11.5%).
  • Commitment to developing its banking activity based on the corporate values of quality, trust and social engagement.


Investment History

Investment History


Key data

  • €18.8bn


  • 40%


  • 6 out of 18


  • A / BBB+ /
    Baa1 / BBB+

    Rating (DBRS, Fitch,
    Moody's, S&P)

Data as of February 2019​​


Business and segments

Breakdown of loan portfolio and net income contribution from different businesses

Data as of 12/31/2018